Frugal Honey

Life & Money

Looking Back and Moving Forward

In line with the annual essay writing contest in time for the new year, I also began to reflect on the year that just passed, but for the life of me, I couldn’t remember half of what happened or how I felt about the events of 2018.

A quick browse through my Instagram account reminded me of how eventful 2018 actually was. To recap, 2018 was when

  • I finished the second month of my maternity leave;
  • I got to know my second son and reacquainted myself with the joys and challenges of mothering an infant;
  • I had my face-palm interview with the Judicial and Bar Council (although to be kind to myself, it must not have been all that bad since I did get shortlisted for a position);
  • my husband had an angioplasty;
  • we almost lost my parents’ house;
  • my sister went back to New Zealand and her family followed a few months after;
  • my mom sold a property which netted her several millions and then spent/gave/lent most of it in a span of 1 month;
  • my new niece was born ( lucky number 13);
  • I lugged my baby to Bacolod and Cebu just because he was the chillest baby ever (sadly, he’s not so chill anymore and he’s morphing into a little diva);
  • my baby turned a year old; and
  • we spent the holidays in Biliran and I got to spend time with my in-laws and US based cousins.

In between that was work, time spent with family and Netflix.

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PSA on Land Bank Mobile Banking App’s Fund Transfer Service

UPDATED on November 17, 2018: Land Bank’s mobile banking app can now transfer funds to BPI and BDO.

Online banking is convenient, practical and, if you ask me, is right up there with running water when it comes to mankind’s greatest innovations. However, because it is so convenient and still some sort of a novelty, it’s easy for evildoers to use online banking to prey on innocent people who are not familiar with how this technology works.

Hands-down the most popular post in my blog is my tutorial on how to transfer funds to other banks using the Land Bank Mobile Banking app. I’m used to people reaching out to me privately because of the blogposts that I’ve written, specially those on my husband’s angioplasty or on Manila Bankers Life, and I’m always happy to help and share what I know.

However, a few weeks ago, I received a strange message regarding Land Bank’s mobile banking app. The guy asked if the Land Bank mobile banking app could really transfer funds to his BDO account. The quick and easy answer there is “No” because BDO is not one of the destination banks listed in the app.

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Convenient Bills Payment with TouchPay

I’ve been paying all of my bills (i.e. utilities, credit card, mortgage, airline tickets) online probably for the past ten years now, or maybe even more. It’s just so dang convenient that, unless I really have to, I’ll never go back to lining up just to pay a bill or buy a ticket. Ugh, that’s so neolithic you guys!

Which is why I didn’t pay attention to the yellow ATM-like thing outside of our condominium’s administrative office and considered it too much trouble to even find out what it was for. But curiosity eventually got the better of me since I would oftentimes see a person in front of the machine tapping on the screen or feeding it paper money.

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Manila Bankers Life Insurance Speaks Up

After several weeks of not opening this blog, I was surprised to find this comment from Manila Bankers Life Insurance (Manila Bankers). I have already published the comment but since it has been buried under the dozens of comments in my first Manila Bankers post, I have decided to publish it in a separate post for everyone’s information. My reply and thoughts will follow after Manila Bankers’ comment.

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