The last quarter of 2015 has been rough on my equity investments, while the next few months show no sign of easing up as well. Forget Pantone’s colors of the year, it looks as if screaming red is going to be this year’s hue. Despite the lackluster and pathetic performance of my stocks and mutual funds, my net worth still managed to post a 3% increase from the third quarter. I’m still way below my goal of a double digit increase though, so there’s a serious need to work it.
This certificate, together with the membership card and a pack of calling cards, was delivered today. There you have it, I’m officially a Registered Financial Planner. Yay me!
Now what the hell am I going to do with this new credential?!
I ran a free financial coaching contest a few weeks back and since people have been asking, I already picked the winner. In fact, I have met with her and we have hatched a plan to put her financial house in order. I also get in touch with her frequently, guiding her through the plan and giving her the support and encouragement that she needs to overcome her financial woes.
Of all the jobs I’ve had, this is turning out to be the most satisfying I’ve had yet, since I am able to interact closely with another person and I get to witness the results of my effort. It’s just ironic that the job that gives me the most psychic satisfaction is also the one that I don’t earn a single peso from. It’s just as well that I do also enjoy my day job and it pays me well enough so that I can do this sort of thing from time to time for free.
After crunching the numbers for last quarter’s net worth report, all I can say is: “UGH!!!”
Ladies and gentlemen, my net worth went down 🙁 🙁 🙁
It’s killing me how little I’ve posted these past two months. From 5-6 posts in April to July, to only 2 posts in August and September, I’ve definitely not been the most conscientious of bloggers. Despite the lack of posts though, I have had a bunch of ideas for posts swirling inside my head, so before they totally disappear, let me write them down as a reminder of the topics I intend to tackle in the next few weeks: