Frugal Honey

Life & Money

Convenient Bills Payment with TouchPay

I’ve been paying all of my bills (i.e. utilities, credit card, mortgage, airline tickets) online probably for the past ten years now, or maybe even more. It’s just so dang convenient that, unless I really have to, I’ll never go back to lining up just to pay a bill or buy a ticket. Ugh, that’s so neolithic you guys!

Which is why I didn’t pay attention to the yellow ATM-like thing outside of our condominium’s administrative office and considered it too much trouble to even find out what it was for. But curiosity eventually got the better of me since I would oftentimes see a person in front of the machine tapping on the screen or feeding it paper money.

(more…)

Manila Bankers Life Insurance Speaks Up

After several weeks of not opening this blog, I was surprised to find this comment from Manila Bankers Life Insurance (Manila Bankers). I have already published the comment but since it has been buried under the dozens of comments in my first Manila Bankers post, I have decided to publish it in a separate post for everyone’s information. My reply and thoughts will follow after Manila Bankers’ comment.

(more…)

How to Get Your Philhealth Member Data Record Online

As a government employee, I am an automatic Philhealth member and my husband and kids are my dependents. So when my husband was hospitalized several times in the last few years and I gave birth late last year, I gave thanks for Philhealth many times over for its subsidy and efficient system.

What I specially love about Philhealth is how it no longer allows direct filing, meaning the subsidy is applied to your hospital bill. Thus, there’s no more need to go through the gauntlet of queuing at a Philhealth office with your documents in tow and, assuming all your documents are complete, waiting for a check to be released. Imagine experiencing the stress of being hospitalized or having a family member get hospitalized, and then going through the additional effort of personally claiming your Philhealth benefit, with all the accompanying bureaucratic challenges thrown in for good measure. Hassle!

Even the documentary requirements are simpler. Upon checking in, you’ll be required to submit the following: Philhealth Claim Form 1 (CF1); certificate of premium payments from your employer; and the Member Data Record (MDR). (more…)

Talking Numbers: Angioplasty Costs

My husband talked about his recent angioplasty in these posts: 1, 2, 3. So if you’re wondering what it’s like to have an angioplasty or have any other inquiry related to the procedure, then I suggest you read his posts because this post will only deal with what and how much we spent on his procedure.

(more…)

1 2 3 15