Frugal Honey

Budgeting & Saving

Sun Shorts: 1945

Set in war ravaged Manila, 1945 is a moving tale of survival and how the war drastically affected lives, to put it mildly. This is actually based on real-life events and towards the end, it tells of Sun Life’s efforts at locating the beneficiaries of those who perished in the war.

I got teary-eyed while watching the short film. My lolo was part of the guerilla forces during the war and I’m sure my lola felt the same way as Angel Aquino did while waiting for him to come back.

There are no ifs and buts about it, if you have people who depend on you for financial support, life insurance is a must.

Grocery Update

When I last wrote about our grocery budget, I was whining about our staggering Php8,000/mo expenses and had plans of sourcing fruits and vegetables from the wet market, instead of the grocery store, in order to whittle down our food budget.

Well guess what, we never did stray from our suki supermarkets but our grocery expenses for the past two months have gone down to Php6500 for June and even all the way to Php4700 for July from our usual Php8,000.

Read on for our ultra-amazing, money saving technique.


PAG-IBIG is Love

Read some really good news about PAG-IBIG today. First, PAG-IBIG is now offering housing loans up to Php6M for its “well-off” clients. Interest rates are very competitive at 7.85% and because this is PAG-IBIG, repayment can take up to thirty years. Yay!


The Goal

Sale season is upon us, but I haven’t burned my credit card in Zara and Mango as I normally would for the simple reason that we have a goal.

The goal is to move to a bigger house in 2-3 years time. For G that house should have a garage where he can tinker with his automotive project du jour. And for me, that house should have lots of natural light (for product shots) and cross ventilation.


To inverter or not to inverter.

One of my mom’s friends is thinking of buying the condo unit next to ours, so she dropped by our place to see how a dressed up unit would look. We started talking about the pros and cons of living in a condo unit, and eventually got to the topic of airconditioning and she was shocked at our electricity bill. She said that in her old clinic, they would have the AC on from 2pm to 9pm everyday and their usual electric bill amounted to less than Php1,500/mo.


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