Ok, so I’m not really feeling maximum Christmas vibes yet. But ever so slowly, Christmas is making its way felt. In the same way that negativity is infectious, Christmas spirit is also catching. Yin to the yang.
I refused to let Christmas get to me this year because it seemed like there was nothing to celebrate. With the burning down of Aleppo, rampant EJKs, idiot government officials, etc. etc. and so forth, it felt wrong to don my merrymaking hat. Also, I didn’t qualify for most of the year-end bonuses because I didn’t meet the basic tenure guidelines, and when I did qualify, it was still pro-rated at a sad 30%. Crazy world + no money = scroogey grumpy Jill.
But, as I said, Christmas is an annoying little beast that refuses to be ignored. And with a three year old who joyfully dances to Christmas songs and gets excited over Christmas gift, how could I not give in to Christmas?
While the marketing machinery tells you to spend your way to happiness during the Christmas season, it is very possible to not blow your entire Christmas bonus and still feel happy. Christmas is about the feels (and baby Jesus) y’all, and you can get the feels even without buying out the entire mall. Here are some ways I get my Christmas on without making my wallet cry bloody murder:
Halloween is my most favorite holiday, with New Year being a close second and Christmas a distant third. Every year, I look forward to what I can dress my son in and the idea is to DIY a costume because: (1) I want to flex my creative muscle and (2) I’m too cheap to buy a ready made costume. However, the costume has to be easy enough to do because my sewing skills are sadly limited to the backstitch and the glue gun.
This year’s costume was inspired by the bow and arrow set I bought the last time we were in Subic, and so before you could say merry men, I had put together a basic, but very adorable, Robin Hood costume for my son.
Have you heard about the habal habal (modified motorcycle) driver from Cebu who bought a brand new motorcycle in cash, or rather, in coins?
Jeffrey Catayas saved P5 and P10 coins in bamboo slats for 8 months before bringing his savings to a Honda Center in Cebu. The Honda employees helped count his coins and Catayas was able to buy a brand new motorcycle in cash.
Wow. Just wow.
I finally submitted all my employment requirements two weeks ago and was told early last week that I can already open a Land Bank payroll account. This means that I should receive my initial pay in about a month. Hooray!
This isn’t the first time I’ve had a Land Bank payroll account though, but this is the first time I’ve enrolled in its iAccess online facility.
My first impression of iAccess is that it looks very dated. It had a very 70-ish vibe going on but I don’t think it was being cheeky or intentionally trying to be retro. But what it lacked in trendiness or wow factor design-wise, it made up for with its many useful and practical features.
When it comes to saving money, the internet is replete with common sense advice such as spend less than what you earn, stop eating out all the time, take public transportation etc. etc. and so forth. If you read enough of those lists/ articles, you’ll notice that there are several recurring principles behind those pieces of advice. Principles that at first glance might appear as if they have nothing to do with money, but scratch the surface a little and you’ll find the little pesos, happily going about their merry way. Of course I’m not going to keep you guessing about what these principles might be, so without further ado, here’s my list of the 5 “who would have thought it?!” ways you can save money.