Frugal Honey

Budgeting & Saving

Halloween 2016

Halloween is my most favorite holiday, with New Year being a close second and Christmas a distant third. Every year, I look forward to what I can dress my son in and the idea is to DIY a costume because: (1) I want to flex my creative muscle and (2) I’m too cheap to buy a ready made costume. However, the costume has to be easy enough to do because my sewing skills are sadly limited to the backstitch and the glue gun.

This year’s costume was inspired by the bow and arrow set I bought the last time we were in Subic, and so before you could say merry men, I had put together a basic, but very adorable, Robin Hood costume for my son.

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Landbank iAccess

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I finally submitted all my employment requirements two weeks ago and was told early last week that I can already open a Land Bank payroll account. This means that I should receive my initial pay in about a month. Hooray!

This isn’t the first time I’ve had a Land Bank payroll account though, but this is the first time I’ve enrolled in its iAccess online facility.

My first impression of iAccess is that it looks very dated. It had a very 70-ish vibe going on but I don’t think it was being cheeky or intentionally trying to be retro. But what it lacked in trendiness or wow factor design-wise, it made up for with its many useful and practical features.

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Five Surprising Ways to Save Money

When it comes to saving money, the internet is replete with common sense advice such as spend less than what you earn, stop eating out all the time, take public transportation etc. etc. and so forth. If you read enough of those lists/ articles, you’ll notice that there are several recurring principles behind those pieces of advice. Principles that at first glance might appear as if they have nothing to do with money, but scratch the surface a little and you’ll find the little pesos, happily going about their merry way. Of course I’m not going to keep you guessing about what these principles might be, so without further ado, here’s my list of the 5 “who would have thought it?!” ways you can save money.

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