My husband recently emailed PAG-IBIG to inquire about reactivating his membership since he stopped his contributions years ago when he ceased to become an employee. I honestly didn’t expect anything to come out of it since, you know, this was a government agency, but I had to swallow my skepticism because PAG-IBIG replied not just once, but both times my husband sent it an email!

Amazing!

Kudos to the present CEO Atty. Darlene Berberabe (who was my professor back in law school) for whipping this agency back in shape and also for initiating the case against the mega estafador- hiding because he’s hella guilty-Delfin Lee.

Anyway, I have pasted the email response to my husband and it contains the different documentary requirements for membership and reactivating your PAG-IBIG membership.

You’re welcome 🙂

****************************

From: “Public Affairs” <publicaffairs@pagibigfund.gov.ph>
Date: Oct 3, 2013 2:09 AM
Subject: RE: Membership
To: “Gabriel H. Mercado” <xxxxxx@xxxxx>
Cc: “Public Affairs” <publicaffairs@pagibigfund.gov.ph>

Good day to you, Mr. Mercado.

Please be guided that we do not accept/allow retroactive payments for those unpaid months. It will automatically be considered as gap/s.

INDIVIDUAL-PAYORS/VOLUNTARY MEMBERS      

Filipinos who are not regularly employed but belong to other working groups can join the Pag-IBIG Fund on a voluntary basis.

To join Pag-IBIG:

  1. Submit accomplished MDF (2 copies) and all required documents to the Marketing Division of the concerned Pag-IBIG branch office(bring all originals for authentication)
  2. Secure Payment Order Form (POF) from Marketing staff and proceed to Cash Division for payment of contributions
  3. For succeeding payments, bring 2 photocopies of Official Receipt (bring original copy of OR for authentication) and present all verified/stamped documents to Marketing Division.
  4. Secure Payment Order Form before proceeding to Cash Division for payment of contribution

REQUIREMENTS FOR INDIVIDUAL PAYORS (IP) – depending on source of income

SELF-PAYING (WAIVED COMPANY)

  • Certificate of Employment & Compensation (notarized)
  • Latest payslip (last 2 months)
  • Photocopy of Company ID

SELF-EMPLOYED (WITH OWN BUSINESS)

  • Latest Income Tax Return (ITR) with Financial Statement of the previous year certified by a CPA
  • Certificate of Remittance/ESAV (for old members)
  • Two 1×1 ID pictures
  • SEC or DTI Registration (should be under the member’s name)
  • Business Permit or Mayor’s Permit

OPERATORS OR FRANCHISE HOLDERS

  • Franchise Permit (under the member’s name)
  • Official Receipt or Car Registration (under member’s name)
  • Latest ITR (previous year)
  • Two 1×1 ID pictures

UNEMPLOYED (REACTIVATING MEMBERS ONLY)

  • Affidavit of Unemployment
  • Certificate of Remittance or ESAV
  • Two ID pictures

OFWS (REACTIVATING MEMBERS OR WITH PREVIOUS CONTRIBUTIONS)

  • Latest and valid Contract of Employment (with POEA original stamp)
  • Certificate of Remittance or ESAV
  • Passport or any Valid ID/POEA license
  • Two 1×1 ID pictures
  • Special Power of Attorney (SPA), in case a representative shall submit the documents and pay the member’s contributions

SELF-EMPLOYED (COMMISSION BASIS)

  • Latest ITR (previous year) or Commission Voucher
  • Certificate of Representation from company (notarized) or Company ID
  • Certificate of Remittance or ESAV (for old members)
  • Two 1×1 ID pictures

HOUSEHOLD HELPER OR DRIVER

  • Certificate of Employment and Compensation
  • Valid ID of Employer and Employee
  • Duly accomplished MCRF

SELF-EMPLOYED PROFESSIONALS

  • Latest ITR (previous year)
  • Certificate of Remittance or ESAV (for old members)
  • Two 1×1 ID pictures

UNEMPLOYED SPOUSE OF EMPLOYED/WORKING PAG-IBIG MEMBER

  • Written consent from member-employed/working spouse
  • Certificate of Employment and Compensation of member-working spouse (notarized)
  • Affidavit of Unemployment
  • Two 1×1 ID pictures
  • If member-spouse has own business

§  Latest ITR (previous year)
§  Business Permit or Mayor’s Permit
§  SEC or DTI Registration

q  Monthly contributions of unemployed members (reactivating or non-working spouse) shall be P200.00
q  The unemployed member has the option to upgrade his monthly contributions, but may not downgrade the amount
q  Individual payors or voluntary members have the option to choose their terms of payment, e.g monthly, bi-monthly, quarterly, etc.

To reactivate and continue your contribution, you may submit a Members Data Form together with affidavit of unemployment (for unemployed) to Pag-IBIG Fund branch where your previous employer remits your contribution.

For Self-employed with Business, accomplish Members Data form attached a copy of Mayor’s or Business Permit or ITR.

For self-employed under waived company, accomplished Members Data form with certificate of employment form your employer.

For employed, kindly fill out the Members Data form and submit it to your company.

* Please click here for the official PAG-IBIG website.

43 Comments on How to Reactivate your PAG-IBIG Membership

  1. blahblahblogchef
    October 8, 2013 at 3:29 am (4 years ago)

    Atty Berberabe's TV ad convinced me to increase my Pag-ibig monthly contribution. 4% interest is not bad. Also, it's a way to avoid tax (this was not mentioned in the ad).

    Reply
  2. Jillsabs
    October 12, 2013 at 5:11 am (4 years ago)

    Yeah, 4% is no chump change. I wonder if as an employee I can make extra Pag-ibig contributions on top of what's already deducted from my salary.

    Reply
  3. blahblahblogchef
    October 14, 2013 at 2:46 pm (4 years ago)

    You can. In my case, I just informed our Finance Dept. Regarding tax, mali pala ako. My HDMF contribution is still included in my taxable income. Yung company's share lang ang dineduct. tsk tsk

    Reply
  4. Jillsabs
    October 14, 2013 at 2:47 pm (4 years ago)

    Thanks! I'll look into this ASAP.

    Reply
  5. janice gabion
    February 1, 2016 at 5:50 am (2 years ago)

    ask ko lng po anu po kylangan gawin kc kumuha kami ng bahay sa tanza tru pag.ibig,,sa dating company ng asawa q may 29months na xang hulog..lumipat xa ng ibang company hnd cla kinakaltasan ng sa pag.ibig..sss lng..ask ko lng po anu kya kylangan naming gawin para ma approved ng pag.ibig ung housing loan namin..ty po

    Reply
    • Jillsabs
      February 4, 2016 at 9:39 am (2 years ago)

      Hi Janice,

      Dapat tanungin ng asawa mo bakit hindi sila kinakaltasan ng Pag-ibig kasi nasa batas yung Pag-ibig contributions.

      Habang hinihintay niyo na sumunod sa batas ang kompanya ng asawa mo, mag voluntary contributions muna siya sa Pag-ibig. Ituloy na niya yung mga contributions niya galing sa dati niyang pinagtatrabuhan para makakuha kayo ng housing loan.

      Reply
  6. Jhen
    February 17, 2016 at 4:05 pm (2 years ago)

    Hi.. gusto kolang po i ask..
    Agency kasi ang kumuha ng pag ibig menbership namin (2012-) now gusto q sana let mag start maghulog sa pag ibig the prob is i dont know my pag ibig #.. ano pokaya pwede ko gawin.. and pano yung mga months/years na wala aq hulog.. thankspo

    Reply
    • Jillsabs
      February 19, 2016 at 6:22 am (2 years ago)

      Hi Jhen,

      Pumunta o tumawag ka na lang sa Pag-ibig para makuha yung number mo. If naghulog nga yung dati mong employer, dapat may number ka at madali naman mahanap yun ng Pag-ibig.

      Reply
  7. eva catsuela
    February 17, 2016 at 11:16 pm (2 years ago)

    Maam/sir;isa po aq ofw at gusto ko po ipa reactivate ung account ko dhil mtgal n po aq di nkpghulog,so now ano po advice niyo skin pra mkpgstart n po aq mkpghulog kc my blak po aq kumuha ng bhay,salmat po 🙂

    Reply
    • Jillsabs
      February 19, 2016 at 6:24 am (2 years ago)

      Hi Eva,

      Heto yung nakalagay na requirements para sa OFW na gustong maghulog ulit sa Pag-ibig:

      OFWS (REACTIVATING MEMBERS OR WITH PREVIOUS CONTRIBUTIONS)

      Latest and valid Contract of Employment (with POEA original stamp)
      Certificate of Remittance or ESAV
      Passport or any Valid ID/POEA license
      Two 1×1 ID pictures
      Special Power of Attorney (SPA), in case a representative shall submit the documents and pay the member’s contributions

      Reply
      • Iris imperial
        September 24, 2016 at 3:03 am (1 year ago)

        Hi po. Ask ko lang po halos 11 mos. Na po ako walang work. Pwede ko parin po ba ipagpatuloy paghulog ko sa pag ibig? At babayaran ko parin po ba yung 11mos. Na full kapag magpapa reactivate po ako? Thank you sa sasagot.

        Reply
        • Jillsabs
          September 24, 2016 at 9:41 pm (1 year ago)

          Hi Iris,

          Pwede mo namang ipagpatuloy yung Pag-ibig contributions, pero hindi na pwedeng bayaran yung 11 months na hindi ka nakapag-contribute, considered na gap na yon sa account mo.

          Reply
    • benzon de guzman
      February 29, 2016 at 9:52 pm (2 years ago)

      pede po ba mag member sa pagibig kahit hindi na po Filipino citizen? d2 po ako sa ibang bansa at citizen na d2 pero gusto ko po sana mag member? pede po ba at paano?

      Reply
      • Jillsabs
        March 3, 2016 at 10:12 am (2 years ago)

        Hi Benzon,

        Sumulat ka na lang sa Pag-ibig para isangguni ang iyong katanungan. Hindi kasi ako taga-Pag-ibig kaya hindi ko masasagot ang tanong mo. Reply

  8. jean batallones
    March 2, 2016 at 8:53 am (2 years ago)

    Gud day po maam/sir.
    ask q lng po..paanu po mallaman kng active pa po ang pa- ibig ko.mtgal n po kc na dna nahulugan.mula nag stop aq ng work sa pinas..pede po ba makapag active true online? Thanks po..

    Reply
    • Jillsabs
      March 3, 2016 at 10:10 am (2 years ago)

      Hi Jean,

      Pwede kang tumawag sa Pag-ibig hotline (7244244) o magpadala ng emails sa . Ihanda mo lang ang Pag-ibig number at katanungan mo para matulungan ka nila. Reply

  9. Uma
    March 24, 2016 at 10:27 am (2 years ago)

    good day!

    Paanu po ba gagawin para ma convert from ofw to self employed member? Simula po nung umuwi kami dito 2014 di na kmai nakapag hulog at nag start na kami ng negosyo. Anu pong dapat na procedure?

    salamat

    Reply
    • Jillsabs
      March 25, 2016 at 9:32 am (2 years ago)

      Hi Uma,

      Mas mabuti kung mag-email ka na lang sa para masagot ang tanong mo. Hindi kasi ako taga Pag-ibig so hindi ko rin masasagot kung paano mag convert from ofw to self-employed member. Reply

  10. Joyce Gayle Catangay
    March 29, 2016 at 6:01 am (2 years ago)

    gusto ko po sana ituloy ang contribution ko sa Pag-ibig. Matagal ko na po kc di nahuhulugan. Last ko pong hulog eh nasa company po ako sa Pilipinas, ngayon po ay OFW napo ako. pano, ano at saan po ako pwede mag submit ng mga kailangang papeles?

    Reply
  11. neil ryan beltran
    May 14, 2016 at 9:11 pm (1 year ago)

    hi sir/maam,
    dati po akong member ng pagibig sa loob ng almost 8 years and i decided to resign my previous company sa pinas at ngaun po OFW nako,ang tanong ko po papano ko malalaman kung hinulugan ng bago kong company ang pagibig ko kc po yun ang pinirmahan nmin sa contract sila daw ang maghuhulog sa loob lamang isang taon,gusto ko po sana ipagpatuloy ang nasimulan kong hinulugan sa loob ng 8 taon,papano po?
    i need a guidance or assistance from the PAGIBIG,para po sa mga benepisyo ko.maraming salamat and godbless

    Reply
    • Jillsabs
      May 16, 2016 at 5:46 am (1 year ago)

      Hi Neil,

      Sumulat ka na lang sa Pag-ibig (publicaffairs@pagibigfund.gov.ph) at doon mo itanong yung mga issue mo sa hulog at pagiging OFW. Mabilis naman sila sumagot sa mga email.

      Reply
  12. hitokirihoshi
    June 12, 2016 at 4:08 pm (1 year ago)

    Thanks for posting this. I need to reactivate my account now nakakapanghinayang lang din yung mga nahulog ko. Tyagain ko na lang ang mga requirements.

    Reply
  13. Julz
    August 28, 2016 at 4:29 pm (1 year ago)

    Hi,

    Maybe I just missed it,but for Self-Employed (Commission Basis) status,do you guys know what needs to be done since I’m planning to apply for a Housing Loan?I used to be employed for 12 years or so and was paying contributions diligently,but resigned and is now a Real Estate agent just earning commissions.Thanks po ng madami.

    Reply
    • Jillsabs
      August 28, 2016 at 11:31 pm (1 year ago)

      Hi Julz,

      You can find the requirements for taking out a Pag-ibig housing loan here: http://www.pagibigfund.gov.ph/benpro.aspx

      The basic requirement is at least 24 monthly contributions, but if you can’t meet that, because in your case you stopped making contributions when you became a real estate agent, you are allowed to make a lump sum payment to meet the requisite 24 monthly contribution.

      Just read the FAQs section in the Pag-ibig page and if you have any more questions, you can go directly to the Pag-ibig hotline (http://www.pagibigfund.gov.ph/contacthdmf.aspx)

      I hope I was able to help!

      Reply
  14. ashley
    September 2, 2016 at 2:05 am (1 year ago)

    hello po sir/ma’am,,
    I was planning na mg housing loan nxt year kaso po yong last n contribution ko nung 2013 p po…mkaka.avail po ba ako nun?…
    Salamt po…

    Reply
    • Jillsabs
      September 3, 2016 at 2:01 am (1 year ago)

      Hi Ashley,

      Hindi ka maa-approve ng housing loan kasi dapat up to date ang membership contributions mo at may tuloy-tuloy kang minimum contributions na 24 months.

      Pwede namang mag-hulog ng 24 months sa isang bagsakan para maka-apply ka ng housing loan. Pumunta o tumawag ka na lang sa Pag-ibig para masagot nila ang mga tanong mo at maabisuhan ka kung ano ang pinaka-ok na gawin para makapag housing loan ka.

      Reply
      • ashley
        September 3, 2016 at 4:08 pm (1 year ago)

        salamt po sa rply…very much appreciated..
        God bless po.. 🙂

        Reply
  15. jenny
    September 9, 2016 at 4:09 am (1 year ago)

    Hi,

    dati akong member noong nagtuturo ako sa pinas 2007 to 2010 , pero nag abroad ako at ngayong 2016 naisip ko ipagpatuloy ang aking pag ibig membership puede ba yun? kung saka sakali puede ba akong mag loan ng bahay kung me lote na ako?

    Reply
  16. marilou regalado
    September 17, 2016 at 10:26 am (1 year ago)

    ReactivAte ko po ung membership ko, d2 po ako san jose del monte bulacan, san po pinakamalapit n branch? Thank u po!☺

    Reply
  17. John Yhang
    October 6, 2016 at 6:36 am (1 year ago)

    Gud day po ask lang po kung pwede ko po reactivate ulit ang pag ibig contribution ko unemployed na po ako ng 3years at may balance pa po ako sa loan ko pwede ko po bang bayaran ng buo yung balance sa loan ko? At pwede po bang e voluntary ko na lang anu anu po ang requirements?

    Reply
  18. CHANELLE
    November 7, 2016 at 4:37 pm (12 months ago)

    Hello po, paano ko po malalaman kung active pa po yung pag ibig id ko po since nagkaroon po ako ng I’d 2013 hindi ko pa po siya nahuhulugan. Pero ngayon po nasa abroad ako gusto ko maghulog para kahet papaano makauwe man ako pinas makukuhaan ako bahay

    Reply
  19. jhepay
    November 15, 2016 at 12:31 am (11 months ago)

    I was working as an illegal worker kea po wla aq legal paper pra magapply as ofw… gusto ko po sna mgvoluntary contribution pde po b un?? pde po bng pamilya ko magasikaso?itanong ko n din po kz ung umid id nakalagay n pagibig dun…

    Reply
    • Jillsabs
      November 17, 2016 at 9:43 am (11 months ago)

      Hi Jhepay,

      Mas mabuti kung sa Pag-ibig ka na mismo magtanong, kasi sila talaga ang makakasagot sa mga katanungan mo. Hindi kasi ako nagtatrabaho sa Pag-ibig.

      Heto ang email address ng Pag-ibig: publicaffairs@pagibigfund.gov.ph

      Reply
  20. Judy Ann H.Pimentel
    March 13, 2017 at 2:37 am (7 months ago)

    Good day po mam gysto ko lang po sana itanong kung pwede ko pa po ba ituloy hulog ko sa Pag Ibig po kahit di na po ako nag tatrabaho …??Plano ko po kasi sana mag avail ng Housing Loan po..
    salamat po sana matulungan po ninyo kami

    Reply
  21. Rosana lopez Nival
    May 4, 2017 at 10:44 am (6 months ago)

    Hi..po..gsto kpo ipa activate yng pg ibig fund kpo.

    Reply
  22. Diana
    August 9, 2017 at 6:06 am (2 months ago)

    Hi po..ask q lng po 2016 p po ung last contribution ng amu ng byaw q.mag aavail po sna cla ng housing loan 45mos n po hulog pwede po b mkapag avail cla khit 2016 p ung last payment?tnx po s reply..

    Reply
    • Jillsabs
      August 9, 2017 at 11:29 pm (2 months ago)

      Hi Diana,

      Sa Pag-ibig ka na lang please magtanong kasi sila talaga ang makakasagot niyan. Pwede kang mag-email sa o kaya ay pumunta ka sa Pag-ibig branch. Reply

  23. Rowena Villanueva
    October 9, 2017 at 4:17 am (2 weeks ago)

    Hello po, Paano q po maveverify ung contribution q sa pag-ibig, 10years na po hindi active. Ibat- ibang company pinasukan q… Pwede pa po ba i-reactivate un?

    Reply
    • Jillsabs
      October 9, 2017 at 11:33 pm (2 weeks ago)

      Hi Rowena,

      Para ma-verify ang Pag-ibig contributions mo, pwede kang mag-email sa Pag-ibig o kaya pumunta sa Pag-ibig office na malapit sa yo.

      Ihanda mo lang ang Pag-ibig ID number mo para madaling mahanap ang records mo.

      Reply
  24. Vijay D Aquino
    October 17, 2017 at 11:47 pm (3 days ago)

    Good am po ma’am ask ko Lang po if paano po gagawin ko kasi gusto ko ituloy pag ipig Pano po yung process na gagawin ko ma’am Ngayun ang gamit ko na ngayun is yung last name ng asawa ko

    Reply
    • Jillsabs
      October 19, 2017 at 11:05 pm (1 day ago)

      Hi Vijay,

      Pwede mo pa naman ituloy yung PAG-IBIG contribution mo kahit ginagamit mo na ang pangalan ng asawa. Basta alam mo ang Pag-ibig member number mo, kahit kelan mo gusto ay pwede mong ituloy ang paghulog ng Pag-ibig contribution mo.

      Kung may iba ka pang concern, mas mabuti na pumunta ka na lang sa isang Pag-ibig office at doon magtanong.

      Reply

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