It's only fair to share...Share on Facebook8Share on Google+0Tweet about this on TwitterShare on LinkedIn0

Budgeting & Saving

  • Lifestyle Assessment Series: Foodstuff

    As part of the Uber Frugal Month Challenge, I’ve been scrutinizing our expenses to see what parts of our household budget we can improve on. My main goal in participating in the UFMC is to minimize spending and throw all that extra cash towards building up our savings and investments which have been decimated because […] Read more…

    It's only fair to share...Share on Facebook0Share on Google+0Tweet about this on TwitterShare on LinkedIn0
  • Taking the Uber Frugal Month Challenge

    One of my favorite personal finance bloggers is sponsoring a frugal month challenge. Alison of the Frugalwoods will guide and handhold her readers towards a month of conscious frugality, helping us get our spending to align with our goals. The challenge begins January 1 on the dot and Alison wrote a nifty guide to steer […] Read more…

    It's only fair to share...Share on Facebook6Share on Google+0Tweet about this on TwitterShare on LinkedIn0

Debt Management

  • Landbank iAccess

    I finally submitted all my employment requirements two weeks ago and was told early last week that I can already open a Land Bank payroll account. This means that I should receive my initial pay in about a month. Hooray! This isn’t the first time I’ve had a Land Bank payroll account though, but this […] Read more…

    It's only fair to share...Share on Facebook20Share on Google+0Tweet about this on TwitterShare on LinkedIn0
  • The Bank with a Heart

    Have you seen the Philippine Veterans Bank (PVB) TV commercial with Heart Evangelista? If you haven’t, feel free to watch the video first. I’ll wait for you. Are you done? Ok. It’s only fair to share…400 Read more…

    It's only fair to share...Share on Facebook4Share on Google+0Tweet about this on TwitterShare on LinkedIn0

Financial Literacy

  • Bima Microinsurance

    I’m a firm believer in insurance. While I don’t believe that everyone needs life insurance, I strongly hold that everyone should have critical illness insurance and personal insurance. What’s sad is that those who need personal insurance the most are those who tend to shy away from it because they don’t realize the importance of […] Read more…

    It's only fair to share...Share on Facebook0Share on Google+0Tweet about this on TwitterShare on LinkedIn0
  • The Chairman’s Message + Webinar on Stock Trading

    I received this year’s COL Financial Chairman’s Message and it began with this panama quotation: “If investing is entertaining, if you’re having fun, you’re probably not making any money. Good investing is boring.” –George Soros I must be doing something right then because my stock portfolio is the most boring thing on the planet right […] Read more…

    It's only fair to share...Share on Facebook0Share on Google+0Tweet about this on TwitterShare on LinkedIn0

Investing & Retirement

  • The Chairman’s Message + Webinar on Stock Trading

    I received this year’s COL Financial Chairman’s Message and it began with this panama quotation: “If investing is entertaining, if you’re having fun, you’re probably not making any money. Good investing is boring.” –George Soros I must be doing something right then because my stock portfolio is the most boring thing on the planet right […] Read more…

    It's only fair to share...Share on Facebook0Share on Google+0Tweet about this on TwitterShare on LinkedIn0
  • PERA, at last!

    Who else is happy that the Personal Equity Retirement Account (PERA) law will finally be implemented?! In a nutshell, the PERA is a voluntary retirement system where contributions are made by both employees and employers, kind of like the 401k in the United States. You get a tax credit of 5% of your PERA contributions […] Read more…

    It's only fair to share...Share on Facebook1Share on Google+0Tweet about this on TwitterShare on LinkedIn0

Life & Money

  • Lifetime Assessment Series: Travel

    I am ending this series with my biggest and recurring financial sin, travel. Be it road trips, plane rides or even boat rides, my itchy feet don’t seem to care and would take every opportunity to take a mini or extended break. Our most recent trip was a weekend jaunt to Angeles City to attend […] Read more…

    It's only fair to share...Share on Facebook0Share on Google+0Tweet about this on TwitterShare on LinkedIn0
  • Lifestyle Assessment Series: Housing

    We had barely spent a week at our then new condo unit but I was already plotting how I would resell it (using an assume balance payment plan), take out another Pag-ibig loan and buy a bigger house for our growing family. Checking out house and lot ads and calculating how much loan amount would […] Read more…

    It's only fair to share...Share on Facebook0Share on Google+0Tweet about this on TwitterShare on LinkedIn0

My Financial Journey

  • The Cost of Back Surgery

    In the past two months, my husband was hospitalized twice, with the second visit for his back surgery where titanium screws were inserted in one of the vertebrae of his spine (read his take on the procedure here). His doctor, an orthopedic surgeon, declared the operation a success and signed the discharge sheet last Monday, […] Read more…

    It's only fair to share...Share on Facebook50Share on Google+1Tweet about this on TwitterShare on LinkedIn0
  • 2016 2Q Net Worth Report

    I reached a milestone last quarter when my net worth passed a certain threshold amount. I also had a 9.16% increase in net worth from 1st quarter this year, which incidentally is the biggest increase I’ve ever had since I started tracking my net worth and is also so close to my dream of a […] Read more…

    It's only fair to share...Share on Facebook0Share on Google+0Tweet about this on TwitterShare on LinkedIn0

Psychology of Money

  • Unsolicited Advice to a Millennial

    Cosmo.ph had this article where Marie, a 26 y.o. in the publishing and advertising industry, tracked down her expenses for a week. While I wasn’t surprised with how the author spent her money, I was taken aback with the vitriol generated by her article. The outpouring of criticism was most probably was spurred by her […] Read more…

    It's only fair to share...Share on Facebook3Share on Google+0Tweet about this on TwitterShare on LinkedIn0
  • Fast Facts on Filipino Money Habits

    I received this very interesting infographic on Filipino money and spending habits from Pawn Hero a few weeks ago. I took the bits that caught my interest but you can see the full infographic here. The sources are the World Bank, Master Intelligence and Nielsen and they are written in tiny print at the bottom […] Read more…

    It's only fair to share...Share on Facebook3Share on Google+0Tweet about this on TwitterShare on LinkedIn0