Budgeting & Saving

  • Saving on Christmas Gifts

    Christmas doesn’t faze me one bit. Nosirreee. This is primarily because I don’t subscribe to the notion of giving the perfect gift to everyone you know. It’s just unnecessary stress to add to an already stressful season. It also helps that I grew up with parents who didn’t wax poetic about Christmas being the most […] Read more…

  • How to Do Interbank Fund Transfer using the Landbank Mobile Banking App

    I would have done this review of Landbank’s Mobile Banking app earlier except that my smartphone ran out of internal memory and the external memory I added was useless, so I couldn’t download the app. I resigned myself to the fact that I would have to make do with Landbank iAccess using my desktop and […] Read more…

Debt Management

  • The Happiest Time of the Year is Almost Here! (A Debt Update Post)

    That’s right boys and girls, end of year bonuses will soon be upon us! Wheeeee! You can feel the magic in the air and see the twinkle in everyone’s eyes because when you’re a working stiff like most of us are, receiving a month (or two!) of your salary as a bonus is the thing […] Read more…

  • What’s Up, Metrobank?

    I’ve had a Metrobank checking account for almost ten (10) years so I’ve received a few credit card offers through the years. But yesterday’s cold call was too bizarre not to blog about. It started innocuously enough: Read more…

Financial Literacy

  • Following the Hierarchy of Financial Needs

    There was a time I had about 3 months worth of expenses in my savings account, I was steadily buying stocks, and would go on regular trips, both local and abroad, with my family and friends. I recently reminisced about those happy, flush days while I filled out another stock withdrawal form and I couldn’t […] Read more…

  • What Happens to your BPI Save Up Account After you Die

    I’ve talked about BPI Save Up quite a lot in my blog since it really is a good product.* In a nutshell, it’s a savings account with a life insurance aspect, a tie-up between BPI and Philam Life. The depositor is the insured and can nominate a beneficiary(ies) upon opening a BPI Save Up account. […] Read more…

Investing & Retirement

  • Getting Ready to Retire

    First things first, I am no way ready to retire, nor do I want to, but that doesn’t mean that I don’t think about retirement and am not preparing for it. The details are still quite fuzzy when it comes to my ideal retirement, but I do know that when I am retired, I will […] Read more…

  • What to Do After You Get Scammed By Manila Bankers Life Insurance

    Without a doubt, my post on the shady practices of Manila Bankers Life Insurance is the most popular post on my blog. I’m still amazed that the comments keep coming in and how Manila Bankers continues to prey on innocent people who hand over their credit cards in good faith merely for verification purposes, but […] Read more…

Life & Money

  • Hello Earth!

    I’d like to introduce you all to my son, JC aka Truck (his special name courtesy of his big brother). Read more…

  • Homestretch

    And just when the finish line is almost within viewing distance, I’ve hit another snag in my pregnancy. The dreaded bedrest (kaboom!). I’ve been getting some cramping a few days before my 36th week and during my 36th week checkup, my OB declared after examining me that the baby was already lying low and that […] Read more…

My Financial Journey

  • Following the Hierarchy of Financial Needs

    There was a time I had about 3 months worth of expenses in my savings account, I was steadily buying stocks, and would go on regular trips, both local and abroad, with my family and friends. I recently reminisced about those happy, flush days while I filled out another stock withdrawal form and I couldn’t […] Read more…

  • My Future Foretold

    Whenever I pass through the Padre Faura gate, I usually walk past this man in a white collared, short sleeved shirt tucked neatly in his pants. Sometimes he would be reading a newspaper or smoking a cigarette but he would always be stationed near a small table with two stools and an electric motorbike. His […] Read more…

Psychology of Money

  • Vicki Belo Rich

    Just how rich is Vicki Belo exactly? FYI, the good doctor is a certified billionaire. Which is why some people reacted when Vicki Belo posted a video during her honeymoon  in Italy, playfully “pretending to be rich.” Some people bashed her and her supposedly faux humility and insensitivity, but some praised her work ethic and […] Read more…

  • Getting Rid of My Middle Class Mindset

    I am the sole breadwinner in my family. I brave Metro Manila traffic twice a day to get to work. And when I do get to work, there’s always this nagging feeling that I’m not good enough and that my boss will eventually agree with me. Stress! Stress! Stress! Of course I deserve this treat! […] Read more…