It's only fair to share...Share on Facebook8Share on Google+0Tweet about this on TwitterShare on LinkedIn0

Budgeting & Saving

  • Lifestyle Assessment Series: Foodstuff

    As part of the Uber Frugal Month Challenge, I’ve been scrutinizing our expenses to see what parts of our household budget we can improve on. My main goal in participating in the UFMC is to minimize spending and throw all that extra cash towards building up our savings and investments which have been decimated because […] Read more…

    It's only fair to share...Share on Facebook0Share on Google+0Tweet about this on TwitterShare on LinkedIn0
  • Taking the Uber Frugal Month Challenge

    One of my favorite personal finance bloggers is sponsoring a frugal month challenge. Alison of the Frugalwoods will guide and handhold her readers towards a month of conscious frugality, helping us get our spending to align with our goals. The challenge begins January 1 on the dot and Alison wrote a nifty guide to steer […] Read more…

    It's only fair to share...Share on Facebook6Share on Google+0Tweet about this on TwitterShare on LinkedIn0

Debt Management

  • State of Debt

    I used to make regular net worth updates and then post them here on my blog. I still regularly track my net worth, although I just don’t post them here anymore because, honestly, I’m disappointed with myself and my failure to dramatically increase my net worth. But since this is a personal finance blog after […] Read more…

    It's only fair to share...Share on Facebook0Share on Google+0Tweet about this on TwitterShare on LinkedIn0
  • Landbank iAccess

    I finally submitted all my employment requirements two weeks ago and was told early last week that I can already open a Land Bank payroll account. This means that I should receive my initial pay in about a month. Hooray! This isn’t the first time I’ve had a Land Bank payroll account though, but this […] Read more…

    It's only fair to share...Share on Facebook21Share on Google+0Tweet about this on TwitterShare on LinkedIn0

Financial Literacy

  • Kasambahay Insurance

    I don’t remember a time when we did not have a kasambahay. Growing up in my grandparents’ house in Zamboanga, we always had kasambahays who helped my Lola cook and keep house. The kasambahays were usually distant relatives whom my grandparents were putting through school, or non-relatives who offered their services in exchange for the […] Read more…

    It's only fair to share...Share on Facebook0Share on Google+0Tweet about this on TwitterShare on LinkedIn0
  • The Less Your Travel Budget, the More You Need Travel Insurance

    I’m back! I just settled in after an almost 3 week vacation in the USA which was immediately followed by a week in Baguio due to work. Needless to say, I’ve had enough of long-haul flights and long car rides for the time being and would love nothing more than to just go back to […] Read more…

    It's only fair to share...Share on Facebook16Share on Google+0Tweet about this on TwitterShare on LinkedIn0

Investing & Retirement

  • The Chairman’s Message + Webinar on Stock Trading

    I received this year’s COL Financial Chairman’s Message and it began with this panama quotation: “If investing is entertaining, if you’re having fun, you’re probably not making any money. Good investing is boring.” –George Soros I must be doing something right then because my stock portfolio is the most boring thing on the planet right […] Read more…

    It's only fair to share...Share on Facebook0Share on Google+0Tweet about this on TwitterShare on LinkedIn0
  • PERA, at last!

    Who else is happy that the Personal Equity Retirement Account (PERA) law will finally be implemented?! In a nutshell, the PERA is a voluntary retirement system where contributions are made by both employees and employers, kind of like the 401k in the United States. You get a tax credit of 5% of your PERA contributions […] Read more…

    It's only fair to share...Share on Facebook2Share on Google+0Tweet about this on TwitterShare on LinkedIn0

Life & Money

  • Kasambahay Insurance

    I don’t remember a time when we did not have a kasambahay. Growing up in my grandparents’ house in Zamboanga, we always had kasambahays who helped my Lola cook and keep house. The kasambahays were usually distant relatives whom my grandparents were putting through school, or non-relatives who offered their services in exchange for the […] Read more…

    It's only fair to share...Share on Facebook0Share on Google+0Tweet about this on TwitterShare on LinkedIn0
  • The Empire Has Fallen!

    In a perfect world, I will be just like the FQ mom who writes timely posts on events a day or two after they happen. But sadly, blogging is a hobby, not even a lucrative one at that, and it’s usually fourth or fifth in line on my list of priorities on a Saturday morning. And […] Read more…

    It's only fair to share...Share on Facebook0Share on Google+0Tweet about this on TwitterShare on LinkedIn0

My Financial Journey

  • The Cost of Back Surgery

    In the past two months, my husband was hospitalized twice, with the second visit for his back surgery where titanium screws were inserted in one of the vertebrae of his spine (read his take on the procedure here). His doctor, an orthopedic surgeon, declared the operation a success and signed the discharge sheet last Monday, […] Read more…

    It's only fair to share...Share on Facebook50Share on Google+1Tweet about this on TwitterShare on LinkedIn0
  • 2016 2Q Net Worth Report

    I reached a milestone last quarter when my net worth passed a certain threshold amount. I also had a 9.16% increase in net worth from 1st quarter this year, which incidentally is the biggest increase I’ve ever had since I started tracking my net worth and is also so close to my dream of a […] Read more…

    It's only fair to share...Share on Facebook0Share on Google+0Tweet about this on TwitterShare on LinkedIn0

Psychology of Money

  • Unsolicited Advice to a Millennial

    Cosmo.ph had this article where Marie, a 26 y.o. in the publishing and advertising industry, tracked down her expenses for a week. While I wasn’t surprised with how the author spent her money, I was taken aback with the vitriol generated by her article. The outpouring of criticism was most probably was spurred by her […] Read more…

    It's only fair to share...Share on Facebook3Share on Google+0Tweet about this on TwitterShare on LinkedIn0
  • Fast Facts on Filipino Money Habits

    I received this very interesting infographic on Filipino money and spending habits from Pawn Hero a few weeks ago. I took the bits that caught my interest but you can see the full infographic here. The sources are the World Bank, Master Intelligence and Nielsen and they are written in tiny print at the bottom […] Read more…

    It's only fair to share...Share on Facebook5Share on Google+0Tweet about this on TwitterShare on LinkedIn0